Founded in 2008, ETC Payment Division is a specialist cards and payments consultancy. We provide consultancy and training services to banks, schemes, processors, retailers and payment organizations across the Middle East. Our headquarters are in the Dubai, and we also have local market associate offices and representatives in KSA, Qatar, Egypt, UK and US. All of our team members have extensive experience in the cards industry, having worked at a payment scheme or a cards division of a multi-national retail bank

We pride ourselves on providing consultancy and training services that make a real difference to our clients. We take care of the little details that matter and provide a personal service that our clients have come to expect from us as a standard. Our management Team are the pioneers of many payment solutions in the region. And our efforts in this go back to 2002 when we initiated the UAE Wage protection system. we were instrumental in bringing out the value of the required solution and helped the UAE in fully realizing the potential of this huge market and in the process addressing a very pressing issue related to “on time” salaries.

Our experience in banking domain has helped us over the years to engineer and enhance the processes, technology and the mechanism to deliver a seamless and efficient solution with respect to payment instruments and card business. We believe that payment industry has its own set of challenges that cannot be addressed based on traditional business models. This challenges required some very robust and effective solutions that could not only address the requirements, but also harness the huge potential of untapped possibilities, and this is one of the fields where Executive Team Excel.